Warning: Rant Ahead.
I am so frustrated I don't even know where to start. Frustrated with myself and the world in general, suprise suprise. Well, how about starting here: two years ago I wrote a post about how I was
afraid to look weird, carrying my Green Party reusable grocery bag into the grocery store. I've come a long way from that, and now my Green Party bag is a regular part of my trips to the grocery store, farmer's market and anywhere else a reusable bag is handy.
Fast forward to this year: I am trying to be responsible with my savings and RRSPs and such, while taking into account all the financial mayhem and general
unethical crap that goes on in our 'free market' system. Sometimes I think the whole thing is one huge
Ponzi scheme. For years since I graduated from grad school and got a 'real job' I've been contributing diligently to RRSPs on a monthly basis, taking advantage of 'dollar cost averaging' and all that stuff, putting it into what seemed like fairly safe 'investments.' But more and more I think the whole thing is a gamble, not an investment - a glorified poker table or slot machine, distinctly favoring 'the house.' So I've been doing things differently over the past year or so, much to the chagrin of the people at my banking/investing institutions. So far I've just shrugged it off, but this week I've been making some inquiries about changing things again - getting all radical with a GIC instead of equities - and the response I got made me really doubt myself. Then it made me mad. Then it made me doubt myself some more. And I thought, here I go again, afraid to look weird. Well forget that noise.
This is my money, that I've worked for and set aside, for years. This is not the bank's money, it's not the investment company's money. It is my money (Gord's and mine, but you get my point). It is up to ME what I do with it. And I resent being told that I am being 'unreasonable' to want to put it in a conservative fund like a GIC, and I really resent the implication that I am acting rashly and irresponsibly to give up my 'opportunity' to get big returns on my 'investments.' What's wrong with just wanting a decent return on my money, without all the anxiety of wondering if today is the day that the sucker rally ends?
And I resent the patronizing implication that all of this is just beyond me and I should leave it to the 'experts' to manage on my behalf. No, I don't have any training in finance, banking or investments, but I do read both mainstream and non-mainstream publications about it so I'm not just operating on auto-pilot when I go into the bank or the investment office. Sometimes I wonder if these things are made super-complicated on purpose, for obfuscation purposes. Really, how complicated should it be? And why should I just hand over my money without question anyway? Especially to someone who has a vested interest in me handing over my money without question.
So on the way home from work I had my car stereo cranked up loud, playing this
Oysterband song, which made me cry, just like it did at this year's Folk Festival. Bring on the flood. Bring it. I am so tired of the way things are.
factories in the phillipines,
cutting holes in brand new jeans,
for cutting edge consumers,
rich kids in the west you see,
they have no sense of irony,
and i'm losing my sense of humour,
all across the moonlit sky,
vapour trails multiply, trade winds are getting stronger,
while he says she has to chill,
they bring us apples from brazil,
new diseases from the congo,
(chorus)
i havent prayed since god knows when,
my teeth are un-american,
socialism's orphan child,
unimpressed, unreconciled
some people think im crazy.... but i'm not
here comes the flood
a million tv dishes crown the skyline of shanty town,
everywhere our apsiration,
the word from CNN arives,
we watched the headlines of our lives,
each movement in isolation,
the cool blue line of isolation...
(chorus)
democracy for planet earth,
they roll it out like astroturf,
easy men they're all in a hurry,
so you can wear a stupid grin,
watch 'em roll the bankers in,
only the bad guys amongst us need to worry
(chorus)
here comes the flood x3